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family budgeting

Surviving A Financial Crisis

Surviving A Financial Crisis

The words ‘financial crisis’ seem everywhere these days, but you don’t need a global credit crunch or a recession to experience a financial crisis. Financial crisis can be something personal caused by job loss, ill-health, accident or natural disaster. But does this mean that we are powerless victims to external events, or are there things that we can do to protect ourselves or lessen the blow from financial crises?

Calculate Loan Repayments Using Excel and See How Different Scenarios will Affect Your Budget

Calculate Loan Repayments Using Excel and See How Different Scenarios will Affect Your Budget

While it’s easy to use a free online calculator to calculate your loan repayments, it’s fun to do yourself in excel, and you can use your calculations to run some sohpisticated budget forcasts using different repayment scenarios. This is part one in a three part series on loan calculations in excel.