The words ‘financial crisis’ seem everywhere these days, but you don’t need a global credit crunch or a recession to experience a financial crisis. Financial crisis can be something personal caused by job loss, ill-health, accident or natural disaster. But does this mean that we are powerless victims to external events, or are there things that we can do to protect ourselves or lessen the blow from financial crises?
Why pay for software when you can get great free alternatives to popular software applications? Here are over 40 free software programmes that fill common, everyday computing needs.
If you are using Excel to keep a budget and want to add a graph but don’t know how, then this tutorial will show you how. Instructions are for Excel 2007, but all the options are available to create a chart under the Insert menu in previous versions. I have been keeping my budget in […]
While it’s easy to use a free online calculator to calculate your loan repayments, it’s fun to do yourself in excel, and you can use your calculations to run some sohpisticated budget forcasts using different repayment scenarios. This is part one in a three part series on loan calculations in excel.
Calculate loan repayments in excel using the PMT function so that you can easily budget around different forecast scenarios, like an interest rate rise.
Some ideas on how to get low cost / no cost maternity wear.
Interest doesn’t only compound on our savings, it also compounds on our debt. Understanding how compounding works can not only increase investment returns, but can save you thousands in interest on debts.