Frugality is the wise use of all of your available resources.It is a personal balancing act of prioritising your time, your money and the environment you live in. The exact manifestation of frugality will be unique to your own personal circumstances.
End of year sales are a great opportunity to purchase the things that you need at bargain prices. This time is also a credit card company’s favourite time of the year. To get the most out of the end of year sales and walk away with some great bargains without the slap-in-the-face credit card bill […]
It’s been just over two years since I last worked full time. I expected my working hiatus to be temporary. A few weeks holiday until I found new bondage a new position. Then the GFC came and I got pregnant and my unemployed status became permanent. I’ve kept a budget for many years and when […]
If I had a dollar every time someone warned me about ‘throwing good money after bad’, I would be able to afford a new car. No, two new cars. I get the feeling that we tend to use clichés like this without really thinking them through. Is it really better to replace something instead of […]
I’m a self-confessed dag when it comes to fashion. I’m very much a wearer of the mummy uniform: t-shirts (several of the exact same ones in multiple bright colours like black, white and grey) and jeans. And some perfectly good sneakers that may or may not be taped up with gaffer tape. But there are […]
How much do you pay for appliances? When you’re in the market for new white goods, it pays to consider the running cost as well as the upfront cost of the item. At least that’s the standard advice and what I would have said also.
Tips for saving money on your insurance premiums.