Smart Sales Shopping Tips That Save You Big Dollars (Boxing Day, Black Friday Cyber Monday Sales)
We all love a bargain, but sales can tempt us to over-spend. Here are 12 shopping tips to make the most Black Friday, Cyber Monday and Boxing Day.
budgeting
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Charting Your Budget in Excel – Visualise Your Progress with Graphs
If you are using Excel to keep a budget and want to add a graph but don’t know how, then this tutorial will show you how. Instructions are for Excel 2007, but all the options are available to create a chart under the Insert menu in previous versions. I have been keeping my budget in…
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Calculate Loan Repayments Using Excel and See How Different Scenarios will Affect Your Budget
While it’s easy to use a free online calculator to calculate your loan repayments, it’s fun to do yourself in excel, and you can use your calculations to run some sohpisticated budget forcasts using different repayment scenarios. This is part one in a three part series on loan calculations in excel.
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using the PMT function in Excel to calculate monthly loan repayments
Calculate loan repayments in excel using the PMT function so that you can easily budget around different forecast scenarios, like an interest rate rise.
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7 Timeless Principles of Budgeting Every Frugal Person Should Know
What are the 7 principles of budgeting everyone should know? While the book is nearly 100 years old, these timeless tips are worth learning.
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How I Use a Modern Digital Envelope System to Make Paying Bills Easier (Cashless)
This modern envelope system is a digital twist on an old-fashioned technique (now called cash stuffing) for saving for expenses.
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How to Monitor Your Budget and Avoid Overspending
How to use your budget to take control of your personal finances and achieve your financial goals.
