Family Budgeting: Step-by-Step Strategies to Create and Stick to a Budget

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On this page, you’ll find links to all the resources on the website that will help you create and stick to your own frugal budget.

Before You Start Budgeting – Get into the Frugal Mindset

The foundation of successful budgeting is the right mindset. Check out the articles below on getting into a frugal mindset.

Creating a Family Budget

Now it’s time to create your budget. These articles will help you to create a frugal budget that works for you.

Using Excel to Create a Budget

Excel is a great program to track your budget. Don’t have Excel? You can use Google Docs for free and the steps are similar to the ones in the tutorials below.

Sticking to Your Budget

Using Your Budget to Reach Your Financial Goals

Budgeting Tips to Help You Reduce Debt

Using Your Budget to Build Emergency Savings

Using Your Budget to Own Your Own Home

Family Budgeting Tips

Budgeting for Tough Times

There are two types of frugal budgets: the budget you WANT to stick to in order to reach your goals. The other is the budget you HAVE to stick to because you’re going through tough times. Here are some articles on tough times.

Remember, if you’re going through tough times, you don’t need to do it alone. There are many great resources available to you to help you get back on your feet.

Getting Free Financial Help in Australia

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